Scrimping and saving to meet a big goal-or just to make ends meet-is easier when the whole family is on board. You can even “pencil in” rewards (ice cream float, perhaps?) for an added incentive. Washing dishes, emptying the garbage, changing the kitty litter-it’s all there, with built-in reminders for missed deadlines. Prioritize tasks and set clear expectations for family or roommates by sharing a household to-do list. And for some teens and tweens, checking off those chore boxes is how they earn an allowance. Nobody loves chores but getting them done makes the world go round.
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